Bank loyalty determinant factors for business: a comparative analysis via yearly revenue
Determinantes de lealdade bancária para empresas: uma análise comparativa por faturamento anual
DOI:
https://doi.org/10.53660/CLM-1557-23J07Palavras-chave:
bank satisfaction, banks, financial services, buy intention, loyaltyResumo
The emergence of fintechs is changing the financial sector at a faster pace since the 2008 global crisis, with increased investments increasing competition in this market, but also leading to the weakening of relationships between consumers and service providers. The present study aims to understand the factors that lead to bank loyalty in Brazilian companies. The method used was a partnership between USP and MindMiners to conduct a survey among CNPJs active in the Southeast Region of Brazil. The results revealed similarities between the companies surveyed, namely: they all value less bureaucracy, marketing and lower rates, but small and medium-sized companies value marketing credibility more than MEIs, and larger companies prioritize product and service mix.
Downloads
Referências
AKDAG, H. C.; ZINELDIN, M. Strategic positioning and quality determinants in banking service. The TQM Journal, 2011.
BAHIA, K.; NANTEL, J. A reliable and valid measurement scale for the perceived service quality of banks. International journal of bank marketing, 2000.
BAPTISTA, P. P.; SILVA, W. V.; GOSS, L. P. Perceived quality and its impacts on satisfaction, trust and loyalty: a study in electronic retailers of free download services. 2011.
CARMAN, J. M. Consumer Perceptions of Service Quality: An Assessment of the SERVQUAL Dimensions. Journal of Retailing, 66(1) (Spring): 33-55, 1990.
CHAUDHURI, A.; HOLBROOK, M. B. The chain of effects from brand trust and brand affect to brand performance: the role of brand loyalty. Journal of marketing, v. 65, n. 2, p. 81-93, 2001.
CURRENCY CLOUD REPORT. Banks and the FinTech Challenge: How disruption has been a catalyst for collaboration and innovation. Disponível em: https://bit.ly/3IgFdRX. Visitado em 3 de março de 2022.
DELOITTE. Fintech On the brink of further disruption. Disponível em: https://bit.ly/3MMxWwN. Visitado em 3 de março de 2022.
ERNST & YOUNG. Fintech: Are banks responding appropriately? Disponível em: https://go.ey.com/3wa8awj. Visitado em 2 de março de 2022.
ESTADAO. Em busca de credibilidade, C6 Bank escolhe Gisele Bundchen como garota propaganda. Disponível em: https://bit.ly/3tYuW7J. Visitado em 4 de março de 2022.
FEBRABAN. Pesquisa FEBRABAN de Tecnologia Bancária 2021. Disponível em: https://bit.ly/3CHZwXm . Visitado em 4 de março de 2022.
GANESAN, S.; HESS, R. Dimensions and levels of trust: implications for commitment to a relationship. Marketing letters, v. 8, n. 4, p. 439-448, 1997.
GARBARINO, E.; JOHNSON, M. S. The different roles of satisfaction, trust, and commitment in customer relationships. Journal of marketing, v. 63, n. 2, p. 70-87, 1999.
GARVIN, D.A. "Quality on the Line", Harvard Business Review, Vol. 61 No. 5, September/October, pp. 65-73, sep./1983.
GREENWOOD, R. et al. Reputation, Diversification and Organizational Explanations of Performance in Professional Service Firms. University of Alberta, Canada, v. 16, n. 6, p. 405-405, nov./2005.
JACOBY, J.; KYNER, D. B. Brand loyalty vs. repeat purchasing behavior. Journal of Marketing Research, v. 10, n.1, p 1-9, 1973.
LEWIS, B. R. Quality in the service sector: a review. International Journal of Bank Marketing, 1989.
OLIVER, R. L. Whence consumer loyalty? Journal of marketing, v. 63, n. 4_suppl1, p. 33-44, 1999.
PARASURAMAN, A.; ZEITHAML, V. A.; BERRY, L. L. A conceptual model of service quality and its implications for future research. Journal of marketing, v. 49, n. 4, p. 41-50, 1985.
PIIRAINEN, Kalle A.; KERÄNEN, Joona; SALMINEN, Risto T. Systematic review on B2B branding: research issues and avenues for future research. Journal of Product & Brand Management, Finland, v. 21, n. 6, p. 404-417, dez./2012.
RIBEIRO, A.; BALDRATI, C; RODRIGUES, I. Importância dos fatores determinantes na satisfação bancária na lealdade dos clientes: uma comparação entre bancos tradicionais e digitais. Orientadora: ACEVEDO, C., p. 1-41. Trabalho de Conclusão de Curso, grau de Bacharel, Marketing, EACH, Universidade de São Paulo, São Paulo. 2020.
SEIDERS, K. et al. SERVCON: development and validation of a multidimensional service convenience scale. Journal of the Academy of Marketing Science, v. 35, n. 1, p. 144-156, 2007.
REICHHELD, F. F.; SCHEFTER, P. E-loyalty: your secret weapon on the web. Harvard business review, v. 78, n. 4, p. 105-113, 2000.
ZEITHAML, V. A.; BITNER, M. J.; GREMLER, D. D. The gaps model of service quality. Services Marketing, p. 37-49, 1996.